Life Insurance
Life Insurance provides protection for your family
One of life's realities is the possibility of premature death, leaving financial responsibilities for loved ones left behind.
What Types of Life Insurance Are Available?
Permanent Insurance is designed to provide life-long coverage with benefits and features usually not available with term life insurance policies. Cash value is available for emergencies, family members can be included, and coverage premium payments remain level. The following permanent programs are available:
- Universal Life Insurance
- Whole Life Insurance
- Simplified Issue Whole Life Insurance
- Simplified Issue Children's Advantage Plan Plus® Life Insurance
Universal Life Insurance
Provides immediate cash value, flexible premium payment plans, tax deferred savings and guaranteed death benefits.
Whole Life Insurance
Provides level death benefit protection with level premiums and guaranteed cash values.
Term Insurance
Provides coverage for a specified period of time usually 10, 15, 20 or 30 years. It is designed to protect short-term needs such as debt obligations, mortgages, or protection while children are young. Typically, term insurance does not provide cash value.
Please contact Brown & Brown Insurance Agency to help you determine which policy is the best option for you.